{"text_format":"2","workbook":"xlsx","n_sheets":2,"sheets":["Sheet1","Platform Breakdown"],"not_rendered":{"charts":0,"images":2,"macros":0,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"run_cost":"one","rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Sheet1","index":0,"n_rows":12,"n_cols":11,"rows_kept":12,"cut":false,"hidden":true,"merged":[]}
["OCF Matrix on Platforms "]
[null,null,"Embark","Aviva","Quilter","Fidelity ","Aegon","Elevate ","ARC ","Advance","Standard Life"]
["Adventurous ","OCF  ",0.51,0.51,0.51,0.51,0.51,0.54,0.55000000000000004,0.56000000000000005,0.52]
[]
[null,"MiFID II"]
["Balanced ","OCF  ",0.49,0.49,0.49,0.49,0.53,0.51,0.53,0.54,0.5]
[]
["Moderately Cautious ","OCF  ",0.43,0.43,0.43,0.43,0.48,0.47,0.48,0.48,0.44]
[]
["Cautious ","OCF  ",0.43,0.43,0.43,0.43,0.48,0.47,0.48,0.48,0.44]
[]
["Defensive",null,0.45,0.44,0.44,0.44,0.5,0.47,0.5,0.48,0.44]

{"sheet":"Platform Breakdown","index":1,"n_rows":49,"n_cols":19,"rows_kept":49,"cut":false,"hidden":false,"merged":[[0,19,0,29],[19,1,21,1],[24,0,26,0],[24,1,26,1],[14,0,16,0],[14,1,16,1],[19,0,21,0],[0,0,0,18],[4,0,6,0],[4,1,6,1],[9,0,11,0],[9,1,11,1],[29,0,31,0],[29,1,31,1],[34,0,36,0],[34,1,36,1],[39,0,41,0],[39,1,41,1]]}
["2Plan Models Charges\nData as at 30/06/2026"]
[{"$nulls":4},"7IM","Elevate","abrdn","ARC","Cofunds","Aviva","Fidelity","Fundment","M&G","Nucleus","Parmenion","Quilter","Quilter OSB","SCOTTISH WIDOWS","Transact"]
[{"$nulls":4},"7IM","abrdn Elevate","abrdn Wrap","Aegon ARC","Aegon CoFunds","Aviva","Fidelity","Fundment","M&G","Nucleus","Parmenion","Quilter","Quilter CIB","Scottish Widows","Transact"]
[null,null,null,"Rathbones AMC (no VAT)",1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3]
["Defensive","MiFID II Cost","OCF","Underlying fund OCF ",3.3E-3,3.2000000000000002E-3,3.2000000000000002E-3,3.3E-3,3.3E-3,3.2000000000000002E-3,3.2000000000000002E-3,3.3E-3,3.5999999999999999E-3,3.3E-3,3.3E-3,3.2000000000000002E-3,3.2000000000000002E-3,3.2000000000000002E-3,3.5999999999999999E-3]
[null,null,"MIFID 2",null,4.4999999999999997E-3,4.3E-3,4.3E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.3E-3,4.4000000000000003E-3,4.7999999999999996E-3,4.4000000000000003E-3,4.4999999999999997E-3,4.3E-3,4.4000000000000003E-3,4.3E-3,4.7999999999999996E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",1.1999999999999997E-3,1.0999999999999998E-3,1.0999999999999998E-3,1.1000000000000003E-3,1.1000000000000003E-3,1.2000000000000001E-3,1.0999999999999998E-3,1.1000000000000003E-3,1.1999999999999997E-3,1.1000000000000003E-3,1.1999999999999997E-3,1.0999999999999998E-3,1.2000000000000001E-3,1.0999999999999998E-3,1.1999999999999997E-3]
[null,null,null,"TOTAL",6.0000000000000001E-3,5.7999999999999996E-3,5.7999999999999996E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.7999999999999996E-3,5.9000000000000007E-3,6.3E-3,5.9000000000000007E-3,6.0000000000000001E-3,5.7999999999999996E-3,5.9000000000000007E-3,5.7999999999999996E-3,6.3E-3]
[null,null,null,"Rathbones AMC (no VAT)",1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3]
["Cautious","MiFID II Cost","OCF","Underlying fund OCF ",3.2000000000000002E-3,3.0000000000000001E-3,3.0000000000000001E-3,3.0999999999999999E-3,3.0999999999999999E-3,3.0000000000000001E-3,3.0000000000000001E-3,3.2000000000000002E-3,3.3999999999999998E-3,3.2000000000000002E-3,3.2000000000000002E-3,3.0000000000000001E-3,3.0000000000000001E-3,3.0000000000000001E-3,3.5000000000000001E-3]
[null,null,"MIFID 2",null,4.5999999999999999E-3,4.3E-3,4.3E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.3E-3,4.3E-3,4.4999999999999997E-3,4.7000000000000002E-3,4.4999999999999997E-3,4.4999999999999997E-3,4.3E-3,4.3E-3,4.3E-3,4.7999999999999996E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",1.3999999999999998E-3,1.2999999999999999E-3,1.2999999999999999E-3,1.3000000000000004E-3,1.3000000000000004E-3,1.2999999999999999E-3,1.2999999999999999E-3,1.2999999999999995E-3,1.3000000000000004E-3,1.2999999999999995E-3,1.2999999999999995E-3,1.2999999999999999E-3,1.2999999999999999E-3,1.2999999999999999E-3,1.2999999999999995E-3]
[null,null,null,"TOTAL",6.0999999999999995E-3,5.8000000000000005E-3,5.8000000000000005E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.8000000000000005E-3,5.8000000000000005E-3,6.0000000000000001E-3,6.2000000000000006E-3,6.0000000000000001E-3,6.0000000000000001E-3,5.8000000000000005E-3,5.8000000000000005E-3,5.8000000000000005E-3,6.3E-3]
[null,null,null,"Rathbones AMC (no VAT)",1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3]
["Moderately Cautious","MiFID II Cost","OCF","Underlying fund OCF ",3.3E-3,3.0999999999999999E-3,3.0999999999999999E-3,3.0999999999999999E-3,3.0999999999999999E-3,3.0999999999999999E-3,3.0999999999999999E-3,3.2000000000000002E-3,3.3999999999999998E-3,3.2000000000000002E-3,3.2000000000000002E-3,3.0999999999999999E-3,3.0999999999999999E-3,3.0000000000000001E-3,3.5000000000000001E-3]
[null,null,"MIFID 2",null,4.5999999999999999E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.4999999999999997E-3,4.7000000000000002E-3,4.4999999999999997E-3,4.4999999999999997E-3,4.4000000000000003E-3,4.4000000000000003E-3,4.3E-3,4.7999999999999996E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",1.2999999999999999E-3,1.3000000000000004E-3,1.3000000000000004E-3,1.3000000000000004E-3,1.3000000000000004E-3,1.3000000000000004E-3,1.3000000000000004E-3,1.2999999999999995E-3,1.3000000000000004E-3,1.2999999999999995E-3,1.2999999999999995E-3,1.3000000000000004E-3,1.3000000000000004E-3,1.2999999999999999E-3,1.2999999999999995E-3]
[null,null,null,"TOTAL",6.1000000000000004E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.9000000000000007E-3,6.0000000000000001E-3,6.2000000000000006E-3,6.0000000000000001E-3,6.0000000000000001E-3,5.9000000000000007E-3,5.9000000000000007E-3,5.8000000000000005E-3,6.3E-3]
[null,null,null,"Rathbones AMC (no VAT)",1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3]
["Balanced","MiFID II Cost","OCF","Underlying fund OCF ",3.7000000000000002E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.5999999999999999E-3,3.5000000000000001E-3,3.5999999999999999E-3,3.8E-3,3.5999999999999999E-3,3.7000000000000002E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.8E-3]
[null,null,"MIFID 2",null,5.1999999999999998E-3,5.0000000000000001E-3,5.0000000000000001E-3,5.0000000000000001E-3,5.0000000000000001E-3,5.0000000000000001E-3,5.0000000000000001E-3,5.1000000000000004E-3,5.1999999999999998E-3,5.1000000000000004E-3,5.1999999999999998E-3,5.0000000000000001E-3,5.0000000000000001E-3,5.0000000000000001E-3,5.3E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",1.4999999999999996E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.4000000000000002E-3,1.5E-3,1.5000000000000005E-3,1.3999999999999998E-3,1.5000000000000005E-3,1.4999999999999996E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3]
[null,null,null,"TOTAL",6.6999999999999994E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.6000000000000008E-3,6.6999999999999994E-3,6.6000000000000008E-3,6.6999999999999994E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.8000000000000005E-3]
[null,null,null,"Rathbones AMC (no VAT)",1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3]
["Adventurous","MiFID II Cost","OCF","Underlying fund OCF ",3.8999999999999998E-3,3.7000000000000002E-3,3.8E-3,3.8E-3,3.8E-3,3.8E-3,3.7000000000000002E-3,3.7000000000000002E-3,3.8999999999999998E-3,3.8E-3,3.8999999999999998E-3,3.7000000000000002E-3,3.8E-3,3.7000000000000002E-3,3.8999999999999998E-3]
[null,null,"MIFID 2",null,5.4000000000000003E-3,5.1999999999999998E-3,5.1999999999999998E-3,5.3E-3,5.3E-3,5.3E-3,5.1999999999999998E-3,5.1999999999999998E-3,5.4000000000000003E-3,5.1999999999999998E-3,5.4000000000000003E-3,5.1999999999999998E-3,5.1999999999999998E-3,5.1999999999999998E-3,5.4000000000000003E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",1.5000000000000005E-3,1.4999999999999996E-3,1.3999999999999998E-3,1.5E-3,1.5E-3,1.5E-3,1.4999999999999996E-3,1.4999999999999996E-3,1.5000000000000005E-3,1.3999999999999998E-3,1.5000000000000005E-3,1.4999999999999996E-3,1.3999999999999998E-3,1.4999999999999996E-3,1.5000000000000005E-3]
[null,null,null,"TOTAL",6.9000000000000008E-3,6.6999999999999994E-3,6.6999999999999994E-3,6.8000000000000005E-3,6.8000000000000005E-3,6.8000000000000005E-3,6.6999999999999994E-3,6.6999999999999994E-3,6.9000000000000008E-3,6.6999999999999994E-3,6.9000000000000008E-3,6.6999999999999994E-3,6.6999999999999994E-3,6.6999999999999994E-3,6.9000000000000008E-3]
[null,null,null,"Rathbones AMC (no VAT)",null,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,{"$nulls":4},1.5E-3,null,1.5E-3]
["Cautious Income","MiFID II Cost","OCF","Underlying fund OCF ",null,3.3999999999999998E-3,3.3999999999999998E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.3999999999999998E-3,3.3999999999999998E-3,{"$nulls":4},3.3999999999999998E-3,null,3.3E-3]
[null,null,"MIFID 2",null,null,4.8999999999999998E-3,4.8999999999999998E-3,5.0000000000000001E-3,5.0000000000000001E-3,4.8999999999999998E-3,4.8999999999999998E-3,{"$nulls":4},4.8999999999999998E-3,null,4.7999999999999996E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",null,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,{"$nulls":4},1.5E-3,null,1.4999999999999996E-3]
[null,null,null,"TOTAL",null,6.3999999999999994E-3,6.3999999999999994E-3,6.5000000000000006E-3,6.5000000000000006E-3,6.3999999999999994E-3,6.3999999999999994E-3,{"$nulls":4},6.3999999999999994E-3,null,6.3E-3]
[null,null,null,"Rathbones AMC (no VAT)",null,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,{"$nulls":4},1.5E-3,null,1.5E-3]
["Moderately Cautious Income","MiFID II Cost","OCF","Underlying fund OCF ",null,3.7000000000000002E-3,3.8E-3,3.8999999999999998E-3,3.8999999999999998E-3,3.8E-3,3.7000000000000002E-3,{"$nulls":4},3.7000000000000002E-3,null,3.7000000000000002E-3]
[null,null,"MIFID 2",null,null,5.3E-3,5.3E-3,5.4000000000000003E-3,5.4000000000000003E-3,5.3E-3,5.3E-3,{"$nulls":4},5.3E-3,null,5.1999999999999998E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",null,1.5999999999999999E-3,1.5E-3,1.5000000000000005E-3,1.5000000000000005E-3,1.5E-3,1.5999999999999999E-3,{"$nulls":4},1.5999999999999999E-3,null,1.4999999999999996E-3]
[null,null,null,"TOTAL",null,6.7999999999999996E-3,6.8000000000000005E-3,6.9000000000000008E-3,6.9000000000000008E-3,6.8000000000000005E-3,6.7999999999999996E-3,{"$nulls":4},6.7999999999999996E-3,null,6.6999999999999994E-3]
[null,null,null,"Rathbones AMC (no VAT)",null,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,1.5E-3,{"$nulls":4},1.5E-3,null,1.5E-3]
["Balanced Income","MiFID II Cost","OCF","Underlying fund OCF ",null,3.8E-3,3.8999999999999998E-3,3.8999999999999998E-3,3.8999999999999998E-3,3.8999999999999998E-3,3.8E-3,{"$nulls":4},3.8E-3,null,3.8E-3]
[null,null,"MIFID 2",null,null,5.3E-3,5.4000000000000003E-3,5.4000000000000003E-3,5.4000000000000003E-3,5.3E-3,5.3E-3,{"$nulls":4},5.3E-3,null,5.3E-3]
[null,null,"MIFID 2","Transaction and incidental costs ",null,1.5E-3,1.5000000000000005E-3,1.5000000000000005E-3,1.5000000000000005E-3,1.4000000000000002E-3,1.5E-3,{"$nulls":4},1.5E-3,null,1.5E-3]
[null,null,null,"TOTAL",null,6.8000000000000005E-3,6.9000000000000008E-3,6.9000000000000008E-3,6.9000000000000008E-3,6.8000000000000005E-3,6.8000000000000005E-3,{"$nulls":4},6.8000000000000005E-3,null,6.8000000000000005E-3]
[]
["OCF: Total underlying annual fund costs and charges %"]
["Transaction Costs: Projected annual transaction costs % e.g. Stamp Duty – these are underlying fund charges and are not determined by Rathbones"]
["Incidental Costs: Average expected annual performance fees and other incidental costs % - these are underlying fund charges and not determined by Rathbones"]
["Costs should be considered in the context of a funds strategy and the return being achieved. "]
["Platform charges may apply in addition to above."]